My Readers Guide to The Impossible Fortune has my Quick Take, a character list, plus spoilers and the ending explained. Let’s discuss book five in The Thursday Murder Club series.

Readers Guide to The Impossible Fortune by Richard Osman

Table of Contents:
Jen’s Quick Take on The Impossible Fortune
Character List for The Impossible Fortune
The Impossible Fortune: Spoilers and the Ending Explained
HELP! I listened to The Impossible Fortune but I don’t understand the code!
Jen’s Quick Take on The Impossible Fortune by Richard Osman

- The Impossible Fortune is book five in the Thursday Murder Club series by Richard Osman
- If you want a quick plot refresher, check out my Series Summary for the Thursday Murder Club Series.
- The events of The Impossible Fortune take place shortly after the events of book four, The Last Devil to Die.
- I found The Impossible Fortune more character-focused than the other books in the series, with a simpler plot.
- It also felt a bit more cozy than some of the other books, though still had the usual colorful drug kingpins.
- Joyce really shines in this book, which was nice to see!
- Publication date: September 30, 2025 by Viking/Pamela Dorman books. Thanks to my local library for my copy!
- Nominated for a Goodreads Choice Award in 2025
Character List for The Impossible Fortune by Richard Osman
Main Characters in the Impossible Fortune Ongoing:
- Joyce Meadowcroft: former nurse
- Elizabeth Best: former MI6; in her late seventies
- Ibrahim Arif former psychiatrist, around eighty.
- Ron Ritchie: former union leader
- PC Donna DeFreitas
- DCI Chris Hudson
- Bodgan Jankowski: Donna’s boyfriend and a close friend of the club.
Secondary Characters in The Impossible Fortune Ongoing:
- Joanna: Joyce’s daughter; runs a hedge fund; engaged and married in book five.
- Connie Johnson: drug wholesaler/dealer sent to prison due to being framed by TMC. Now released.
- Patrice: Donna’s mother, who is dating Chris.
- Pauline Jenkins: introduced in book three and dating Ron.
- Jason Ritchie: Ron’s son, a former boxer and now reality show contestant.
- Kendrick Lloyd: Ron’s grandson
New Characters in The Impossible Fortune:
- Paul Brett: Joanna’s new husband
- Archie Brett: Paul’s dad
- Nick Silver: Paul’s best man
- Holly Lewis: Nick’s business partner
- DCI Varma
- Davey Noakes: drug dealer active in the 1990s
- Lord Townes: slightly sketchy British lord
- Suzie Richie Lloyd: Ron’s daughter; Jason’s sister
- Danny Lloyd: Suzi’s abusive husband
- Tia: Connie’s young mentee in all things crime
- Bill Burton: security guard
- Jill Usher: mystery woman called by Holly
- Frankie East: other security guard at the Compound
- Jeremy Jenkins: solicitor at the firm that Holly and Nick used
The Impossible Fortune: Spoilers and the Ending Explained
As I said above, I felt that The Impossible Fortune had a simpler mystery plot than other books, but there were still a number of questions:

The central plot revolved around $350 million of bitcoin. The bitcoin key was locked in an underground “cold storage” unit. The bitcoin belonged to Nick Silver and his business partner, Holly Lewis. The key could only be accessed by using two codes: one held by Nick and the other by Holly.
There were two subplots:
- a hit put on the lives of both of Ron’s children by the disgruntled and abusive ex-husband of Ron’s daughter Suzie.
- a new development in Connie’s “therapy” with Ibrahim and her mentorship of Tia, a young woman who aspires to be like Connie.
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Questions? Thoughts? Did I get any names wrong (this is why I keep character lists, but I still mix people up!)






Hi Jen,
Thanks for your wonderful summary and character list for The Impossible Fortune by Richard Osman. I just finished reading the 5th Thursday Murder Club book and really enjoyed it. One small correction – What happened to Lord Noakes? (Should be Lorde Towne) Again thanks so much for your reviews and character lists. Much appreciated. Brad
Thanks! Glad it was helpful and going to fix that mistake! It wouldn’t be a review I wrote unless I messed up at least one name. What do you think happened to him? Did he go through with it? Did he hop aboard the schooner? Was he hallucinating?
Hi Jen,
still don’t understand how Nick’s text code was cracked by the kids. What did they see? I listened to the book so can’t see the words. One explanation said the kid’s used pauls key plus what Nick wrote, but I don’t see any reference to paul’s key. Thank you it’s making me crazy
Hi Fuff,
I read the printed version and didn’t crack the code. If you were listening, there is NO way you could have figured it out. So the codes are six numbers and Tia and Kendrick found a number in each of Nick’s texts. Even typing this out I didn’t see them!!!
Paul, it’s me. I have to lay how for a while but don’TWOrry, I’m safe (TWO)
NO NEed mate, just wanted you to know I’m alive. (ONE)
Can’t ring thiS EVENing Paul. Will explain all soon. (SEVEN)
Sorry mate what is this. A test oF OUR friendship? I’m letting you know I’m okay and this is what I get? (FOUR)
Jesus, Paul. WheN I NEed you most you pull this (NINE)
I’m sorry IF IVE offended you Paul. (FIVE)
So the code is 2-1-7-4-9-5
I think the idea with Townes is that he can’t help but see the next “impossible fortune”. He’s the one who gets the title in his chapter, so I think it’s a commentary on greed. Even at the end, he sees the potential for a way to save himself.
Love this take! Thanks so much! Do you think he actually gets saved, or is just kidding himself, or we are not supposed to know.